With the help of dental insurance, paying for your dental care can be much easier and more affordable. It can help both families and individuals alike get the care that they need. At Warnick and Semder Dentistry, we’re happy to accept your dental insurance and file claims on your behalf. Our team members are knowledgeable about the many plans that are out there and would be more than happy to help you understand your plan in more detail. For a brief breakdown on how most dental insurance plans work, keep reading!
Contrary to what many may think, dental insurance is actually meant to be used on a routine basis. This is unlike medical insurance, which in most cases is only used when a sickness, injury or emergency is occurring and you need care right away. For example, preventive care is often the cheapest care to use because insurance companies recognize that it helps you avoid more serious problems, such as cavities or gum disease.
While every plan’s details are different, most dental insurances are broken down in the following ways:
Preventive care: Covers basic treatments like checkups, cleanings, some X-rays and sometimes fluoride application. It is typically covered between 80 and 100 percent.
Minor restorative care: Covers more substantial treatments like tooth-colored fillings and root canal therapy. This care usually covers 70 to 80 percent of your costs.
Major restorative care: Covers crowns, bridges, dentures and usually 50 to 60 percent of your treatment costs.
We work with multiple major dental insurance providers to help make paying for your next dental bill easier and more affordable. We accept plans from the following insurance providers:
While we accept multiple dental insurance plans, we are currently a preferred provider with Delta Dental. While being in-network can help you save money, the savings can be comparable even if you are out-of-network, depending on the care that you’re receiving.